The Effect Of Providing Credit To The Sehati Manipi Tassililu Saving And Loan Cooperative On The Income Levels Of Small Traders In West Sinjai Subdistrict Sinjai District

Abstract

This study aims to determine the effect of giving credit to the savings and loan cooperative Sehati Manipi Tassililu on the income level of small traders in West Sinjai Sub District, Sinjai District. This study uses a type of quantitative through observation, documentation, and distributing questionnaires as the data collection techniques. The sampling technique used was random sampling method with a total sample of 85 respondents. The data obtained from the results of the research were processed using data analysis and the help of the SPSS version 25 program which consisted of validity tests, reliability tests, descriptive statistical analysis, as well as inferential statistical analysis techniques. The results of this study show that the indicators used for each of these variables indicate that the provision of credit to the SehatiManipi Tassililu savings and loan cooperative is in the very good category. Meanwhile, indicators on the variable income level of small traders is in the very high category. In addition, based on the results of the coefficient of determination test, there is a strong/high influence of 53.3% between the two variables.